This is part one of what I suspect will be many posts referring to my personal finances. The gist of the situation is that I've been taking some things--student loans, credit cards--for granted over the last few years as I completed degree after degree, but now I've entered the workforce as a non-student and I'm finding that I'm lagging behind my peers in financial confidence. As such, I'm utilizing the power of the Internet to play catch-up. I've been finding some great advice all over the Web, and today's find was no exception.